Replace salary · no jobs · travelling the world · the kids' future handled
Median freedom date—syncing live balance…
£00% of the way there£0
The gas pedal
Account balanceconnecting…£110
model a hypothetical balance instead
Live-synced from both Hyperliquid accounts (Donchian + Coil, spot + perp) every minute — the projection and your freedom date re-anchor to real equity as it grows.
Fed in per month£200
The ladder (decided 06-12): £200 lands on the 1st of every month, holding steady until the live book proves positive — then it steps up. It's principal: it raises the sweep HWM, never gets swept. Slide to model bigger feeds.
Risk per tradeD 1% · C ½%
1× = today's live sizing (Donchian 1%, Coil 0.5%). 2× roughly halves the timeline — only on the table after ~200 live trades confirm the edge, with the rip-cord armed.
Edge vs backtest100%
Live trade data loads after unlock on the deployed site — until then, manual dial only.
Honesty dial. Live-anchored blends each bot's real closed trades into its backtest expectation (shrunk hard while samples are tiny, capped at 100%). Manual: drag down to assume decay, slippage, a regime that stops trending.
Model the treasury sweep (24% tax · 15% BTC · 10% index)
Profit above the high-water mark is skimmed into pots before it compounds — exactly what the live sweep engine does. The freedom line counts equity + BTC + index pots; the tax pot is set aside, not wealth.
Show the goal in today's money (3%/yr)
Your number
Annual spend (no jobs)£66k
Default ≈ your £95k salary after tax (≈£66k take-home), so freedom = keep living exactly as you do now, forever.
Safety multiple28×
×25 = the 4% rule. ×28–33 = the conservative 3–3.5% you'd want retiring young with kids. Build it with the bot, then park it in a diversified portfolio you actually live off.
Kids' future fund£100k
The climb
medianlikely rangefreedom
Median · 3 yr
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Median · 5 yr
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Cautious (p25)
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Lucky (p75)
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Equity · 5 yr
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BTC stack · 5 yr
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Index pot · 5 yr
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Tax set aside · 5 yr
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Checkpoints & milestones
Before you dream too hard
This is conditional. Both books are a handful of live trades in, not confirmed. None of it is real until the ~200-trade gate clears. Capital into an unproven edge is how you lose the capital.
These are medians. Half of all paths land below the line. The shaded band is the p25–p95 spread; the slow ones are real.
You don't retire on the bot. Build the number with the edge, then de-risk into a boring diversified portfolio you live off — a −30% trading year can't be your family's income.
The number, from your salary. £95k gross ≈ £66k take-home (England 2025/26, before pension/student-loan adjustments), so "replace salary" funds your current life at a 3.5% draw. Not tax advice — sanity-check it.
Honest data. Two-book block-bootstrap: Donchian's deployed-universe history (~545 trades/yr at 1%) plus Coil's meta-filtered history (~548/yr at 0.5%), each on its own validated R-distribution. Sequential model — true concurrent drawdowns run deeper. 2× assumes the rip cord.
The sweep is modeled. Profit above the HWM is skimmed 24% tax / 15% BTC / 10% index before compounding, matching the live engine. BTC and index pots count at face value (no growth assumed); tax never counts toward freedom.
Meridian · a place to sigh and dream of bigger things · not financial advice, just arithmetic on a maybe-edge